What is your business worth — and what could it be worth?
Most owners know their revenue. Few know their number. Set your revenue and owner earnings below, mark the risks that apply to your business, and see the dollar gap between selling as-is and selling with those risks addressed.
Your numbers
Set your figures, then switch off each risk as you address it.
Salary, benefits, and profit you take out of the business each year — currently 15% of revenue. This is the number buyers multiply.
The four value risks
Each risk present costs half a turn of the multiple — buyers discount what they cannot verify, or cannot run without you.
Your estimate
Updates live as you change the inputs.
$450K owner earnings × 3.0 multiple
$450K owner earnings × 4.5 multiple
Left on the table by 3 unfixed risks — before taxes, fees, and deal terms.
See whether your business qualifies for a full AssetSculpt tax and value plan.
How this estimate works
Businesses in the $1M–$10M revenue range typically sell for a multiple of owner earnings (often called seller's discretionary earnings). A clean, transferable business — one that runs without the owner, with diversified customers, lender-ready financials, and documented operations — supports a multiple around 4.5× in this model.
Each of the four risks above reduces that multiple by 0.5×, because each one either shrinks the pool of buyers, invites a lower offer, or gives a lender a reason to say no. The gap between the two figures is what addressing those risks — and planning the tax side of the exit — is worth.
Disclaimer: This calculator is an educational estimate, not a formal valuation, appraisal, or opinion of value. Actual multiples vary by industry, business size, market conditions, deal structure, and the quality of your financial records, and real transaction outcomes depend on factors this model does not capture. Nothing here is tax, legal, or investment advice. For a valuation and tax plan specific to your business, speak with a qualified advisor.